Transforming your financial situation is about 20% know-how and 80% action. In this summary, we’ll outline the foundations and 7-step plan for your total money makeover-if you embrace these ideas and implement the steps consistently, you will become financially healthy and transform your life.įor the full details, examples and tips, do get a copy of the book, or get a detailed overview with our complete book summary bundle. The Total Money Makeover by Dave Ramsey debunks modern myths about money and debt, and provides a proven step-by-step plan to help you become debt-free and wealthy. 88% of graduating college students have credit-card debts before they have jobs, 60% of Americans don’t pay off their monthly credit card bills, and 49% of American families only have enough savings to last less than 1 month if they lose their household income. A shocking number of Americans are in poor financial health.
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